Posted in: Latest News
Important Information - Please Read
Here at Love Mortgages, we want you to know that Coronavirus is a source of major concern for many people right now, and we wanted to let you know that our whole team are available and are here to help.
We have laid out this article as a source of information for every member of the public in the United Kingdom who may fall into the following (or similar) scenarios:
- You are an existing homeowner who has a mortgage & needs to make their mortgage payments and plans more affordable
- You are in need of or have requested a payment holiday for your mortgage, loans, credit cards or other bills
- You currently or suspect you may find yourself struggling to pay bills or livelihood costs
- You have reduced income due to reduced business performance, limited working hours, self-isolation or Statutory Sick Pay.
If you fall into any of the above (or similar) scenarios, there are two primary services which Love Mortgages can offer you for either a greatly reduced cost, or even free - and all advice given will come with no obligation and no cost whatsoever - so please do get in touch with us today, as we can identify ourselves as a key service in helping and supporting people all over the United Kingdom during this very challenging time.
Solution 1: Remortgaging for cost-savingWith mortgage rates now at an all-time low, and the UK interest base-rate being the lowest in the history of the Bank of England since its formation in the 17th Century - now is the best time to look at re-mortgaging your property. Love Mortgages can help and guide you through re-mortgaging your property up to 8 months before the end of your current deal.
It is therefore imperative that if you have a mortgage contract which is due to expire at any point in 2020, calling us for free independent advice is the best thing you can do in order for us to review your situation, and find crucial savings in your monthly outgoings while taking advantage of low-interest rates to clear your mortgage more efficiently too.
Solution 2: Protect yourself. Protect your family. Protect your income
Now might be the perfect time for you to review how you are protected in the event of unforeseen circumstances and to make you aware that we can offer you expert advice in these areas completely FREE of charge.
So if you are looking at the best way to protect your finances and your loved ones we can help with qualified expert advice, with over 20 years’ experience in the industry. Some of the options we can provide advice on and arrange on your behalf are as follows:
Life InsuranceDesigned to help minimise the financial impact that your death could have on your loved ones.
Critical Illness CoverAn insurance policy that helps protect you and your loved ones if you become critically ill during the policy term. It pays out a tax-free lump sum.
Income ProtectionAn insurance policy that pays out if you're unable to work because of injury or illness.
We offer a telephone consultation service at a time to suit you including evenings and weekends and all transactions can be carried out safely and securely over email. Documents we require can be sent securely using our secure document transfer system and if you need to sign documents we can accept scanned copies and even digital photos with phone apps available that can convert these to PDF’s. You won’t need to leave your home if you are unable to, or simply don't want to - which is completely encouraged, understandable, and respected during the current COVID-19 pandemic.
If you feel this is something you would like some further information on please call us on 01244 90 44 10 or email us by sending us a message here. We are more than happy to send you a brief health & lifestyle questionnaire which is strictly confidential and the information will only be used to help us advise, recommend or pre-underwrite any policy for you.