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Mortgages

Mortgages

Whether you're a first-time buyer, remortgaging for a better deal, investing in a buy-to-let property, or releasing equity from your home, we’re here to make the journey simple and stress-free. Our expert advice, personalised service, and access to a wide range of lenders ensure you’ll find the perfect mortgage solution to suit your needs, giving you clarity every step of the way.

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New Builds

New Builds

If you're purchasing a new build property, our dedicated team is here to make the process seamless and stress-free. From navigating builder incentives to securing a mortgage tailored to your needs, we provide expert guidance every step of the way. With our help, you can move into your brand-new dream home with confidence, knowing you’ve got the best financing solution in place.

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Protection

Protection

Protecting your home, family, and future is just as important as finding the right mortgage. With our tailored protection and insurance solutions, we’ll ensure you have the security and peace of mind you deserve. From life insurance and critical illness cover to income protection, our expert advice will help safeguard what matters most, giving you confidence no matter what life brings.

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The latest from LM

22 September 2026

Self-Employed Mortgages: Separating Fact from Fiction

Being self-employed can be incredibly rewarding - but many self-employed people assume they'll struggle to get a mortgage. The reality is often very different. In this guide, Love Mortgages separates fact from fiction: how self-employed mortgages actually work, what lenders look for, how many years' accounts you might need, and the common myths that hold people back.

Beth Pierce

8 September 2026

Mortgage Jargon Explained: A Simple Guide to the Terms You'll Hear

Mortgage jargon can make applying for a home loan feel more daunting than it needs to be - AIPs, LTVs, SVRs, ERCs and more. In this plain-English guide, Love Mortgages explains the most common mortgage terms you'll come across, from Agreement in Principle and Loan to Value to fixed and variable rates, mortgage offers, early repayment charges, porting and completion.

Beth Pierce

25 August 2026

How Much Deposit Do You Really Need to Buy a Home?

One of the biggest questions first-time buyers ask is how much deposit they really need - and it's often less daunting than people assume. In this guide, Love Mortgages explains how mortgage deposits work, whether there is a minimum, what Loan to Value means, how gifted deposits and other costs fit in, and why the right amount really depends on your own circumstances.

Beth Pierce

6 August 2026

A Simple Guide for First-Time Buyers: What to Expect From Start to Finish

Buying your first home is exciting - and it's completely normal to feel a little overwhelmed. This simple guide from Love Mortgages walks first-time buyers through the whole journey, from understanding what you can afford and saving a deposit to getting an Agreement in Principle, making an offer, surveys and legal work, exchange of contracts and finally getting the keys - plus the questions most first-time buyers ask along the way.

Beth Pierce

23 July 2026

Customer Service First: What Our Awards Mean to Us at Love Mortgages

At Love Mortgages, our priority has always been simple: clear, supportive and reliable mortgage advice for the people who trust us with one of their biggest financial decisions. Here we share the awards we have been proud to receive - from the Prestige Awards to the Quality Business Awards - and, more importantly, why great customer service, not recognition, remains at the heart of everything we do.

Beth Pierce

Why choose Love Mortgages

We have helped thousands of people and businesses across the UK achieve their best financial security

Tailored Advice for Every Situation

We provide personalised solutions, understanding your unique needs to match you with the ideal mortgage or protection plan.

Access to Leading Lenders

Our extensive network of unlimited trusted lenders ensures you get the most competitive rates and flexible options in the market.

Support Every Step of the Way

From application to approval, our friendly experts guide you through every detail, making the process smooth and stress-free.

National Expertise with a Personal Touch

As your national broker based in the North West, we combine national insight with approachable, honest advice you can trust.

Award-Winning Customer Care

We’re proud to deliver exceptional service, ensuring your experience is positive, straightforward, and built around you.

Your Future Secured with Confidence

With Love Mortgages, you can move forward knowing your financial plans are in safe, experienced hands.

How we work

As you can see, working with Love Mortgages is super easy. We help manage the entire process, and keep you updated every step of the way.

1Understand

We’ll take the time to fully understand your situation, assess key documents, and identify the most suitable mortgage options tailored to your needs.

2Choose

Our experts will guide you through the available options, helping you confidently select the mortgage deal that aligns perfectly with your goals.

3Manage

From submitting paperwork to liaising with lenders and solicitors, we’ll oversee the entire process so you can relax and focus on what’s next.

4Celebrate

With everything arranged for a smooth completion day, you can enjoy the excitement of securing your mortgage and embracing the next chapter.

Find your mortgage deal today

Let’s get you started

No matter how you like to reach out – by phone, text, email, or through our quick online forms – we’re here and ready to help. Start your journey with us today by clicking below to connect.

  • Access to Top Lenders
  • Expert Local Knowledge
  • Friendly, Approachable Team
  • Quick, Efficient Service
  • Flexible Communication Options
  • Trusted Industry Experience

Secure Your Perfect Match