Expert mortgage advice tailored for new build buyers—because
your dream home deserves the perfect deal.
At Love Mortgages, we’re passionate about helping you step into your brand new home with confidence. As independent experts with full market access, we secure the best new build mortgage deals tailored to your needs. Whether you're a first-time buyer or moving up the ladder, we’ll guide you through every step—making the process simple, stress-free, and exciting. With us, you’re not just buying a house—you’re building your future.
Dreaming of a modern, energy-efficient home built just for you? You're in the perfect place! At Love Mortgages, we specialise in helping buyers secure the best deals on new build homes across the UK. Whether you're buying your very first home or upgrading to something shiny and new, we’re here to make your new build journey smooth, simple and seriously exciting.
A new build mortgage is designed specifically for homes that are freshly built or still under construction. It works just like a regular mortgage but comes with a few unique quirks to support the buying process for properties bought directly from developers or through self-build projects. Whether you’re after a repayment or interest-only option, we’ll tailor the right deal to fit your life and budget.
Many lenders ask for a 15–20% deposit on new build homes, but don’t worry—at Love Mortgages, we have access to lenders offering mortgages with as little as 5% deposit! We’ll help you understand exactly what you need and where your money goes, giving you the confidence to take that exciting next step towards your brand-new front door.
New builds often come with slightly different timelines compared to existing properties. From plot reservations and property inspections to valuations and completion, we’ll walk you through the process so there are no surprises. Plus, if your home is still being built, we’ll help ensure your mortgage offer is valid until you’re ready to move in.
New build mortgage offers usually last for up to 6 months—but don’t worry, we’ve got your back. We’ll liaise with developers, lenders and solicitors to make sure everything stays on track, including offer extensions if needed. With Love Mortgages, you’ll never feel alone. We’re here to make your move-in day a celebration, not a stress.
With the right scheme, your new build could be closer—and cheaper—than you ever imagined!
First Homes Schemes
Offers first-time buyers and key workers a 30% to 50% discount on new build homes.
Shared Ownership Schemes
Gives the opportunity to buy a share of a new build home and pay rent on the remaining portion.
Help to Build Schemes
Provides equity loans to individuals aiming to self-build or custom-build their own homes.
Ready to turn those new build dreams into a reality? Pop in your details and one of our friendly experts will be in touch to guide you, support you, and help you secure the perfect mortgage deal.
